Anyone desiring to plunge into the cryptocurrency world must first buy some coins or tokens. This step which must   first be taken into the cryptocurrency world will most likely occur through an exchange.

Cryptocurrency exchange could be fiat exchange. This an exchange that allows the direct transfer of US Dollars, Euros, and most government-backed currencies to be traded for the cryptocurrency.There is also cryptocurrency to cryptocurrency exchanges, that allow cryptocurrencies to be traded with each other.

HAT.exchange and Decentralization

I think the idea of decentralization has the community confused a little. The control of user property is not administered by a centralized authority but remains with the user.

A decentralized exchange is an exchange market that does not rely on a third-party service to hold the customer’s funds. Instead, trades occur directly between users (peer to peer) through an automated process.

HAT.Exchange is the First Real-Time P2P Crypto-Fiat Exchange for everyone which allows users complete control over their crypto assets and offers the opportunity to purchase crypto with regular currencies(fiat).

Intellectual property such as the app and ecosystem belongs to HAT. However, HAT does not control any property belonging to the user.

Even if HAT services face downtime, you are in full control of your tokens at all times and can directly interact with them on the blockchain.

The Challenges of Spending Cryptocurrency.

Recently there was a post from Vitalik on Twitter:

“I think there’s too much emphasis on BTC/ETH/whatever ETFs and not enough emphasis on making it easier for people to buy $5 to $100 in cryptocurrency via cards at corner stores.” Personally, I think both are necessary & we need to make crypto more accessible. What do you think?”

From my experience buying and selling cryptocurrency is a problem. it’s hard to spend crypto, find some vendor or getting a gift card but this is not enough.  For most people now, buying crypto is for selling it later for more fiat that’s all.

More Reasons why Hat.exchange  is Your Best Choice.

Hat.exchange offers Cash Cards

This enables users to purchase prepaid codes locally or online with the payment options available to them. Once the value is redeemed, it can be spent on purchasing either HAT tokens or BTC, LTC, and ETH. Cash Cards are the cornerstone of true mass adoption, enabling users in territories with less advanced financial systems to buy into crypto with incredible ease.

Hat.exchange  offers High-Return Rewards System

The HAT.Exchange Incentive for Stake (IFS) model is designed specifically to maintain a continuous rewards program which begins with an Annualised Rewards Rate (ARR) of 15% per year. Users holding HAT tokens can use the app (both mobile and desktop) to stake their tokens on the Ethereum blockchain. The staked tokens can be withdrawn at any given time. It’s that simple!

Note:  this Project is Almost in the Final stage of development and expected to reach completion by Q4, 2018.

Recent Developments (Beta App)





HAT.Wallet beta is now out on Windows and macOS.  This wallet is mobile compliant with great security. Download the Beta App today and start staking.